Auto insurance in Ohio

Living in Ohio and having problems finding good auto insurance coverage for a reasonable price? If Ohio auto insurance rates aren't pleasing you, don't haste refusing auto insurance coverage at all. This page right here is just what you need to find a good policy without ridiculous rates. It's quite easy to find cheap auto insurance in Ohio if you know where to look. And we give you all the information you need to find the perfect deal in your state. No matter where are you from, Columbus, Dayton, Cincinnati or any other part of Ohio you will definitely find the right policy for your needs through this section of our site.

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For any particular and detailed questions on Ohio auto insurance we suggest contacting the Ohio Department of Insurance by dialing (614) 644-2658. You will be able to learn specific information as well as find out about providers included in the Department's black list. Still, before you make the call it's better to learn the basic requirements of Ohio auto insurance.

Ohio state regulations require you to carry at least liability coverage with your auto insurance as a financial proof of financial abilities to pay for any damage or injuries resulted from an accident you are involved in.

Ohio auto insurance providers offer a wide selection of coverage types you can purchase with your policy. However, the following types and amounts of insurance of coverage are mandatory, while all others are purely optional:

• Bodily injury coverage in the minimum amount of $12,500 per person and $25,000 per accident
• Property damage coverage in the minimum amount of $7,500 per accident

Driving without auto insurance in Ohio leads to serious penalties, including suspension of your driver's license, vehicle confiscation, registration denial and additional lawsuit risks from other drivers.

Many insurance experts recommend buying more than the state minimum amount of coverage, because it may be not enough to cover medical or repair costs in a serious accident. Analyze the costs of repairing a vehicle or medical service costs in your area and adjust your liability coverage amounts correspondingly.

You may want to purchase additional types of coverage if you feel they are necessary in your situation. If your auto is financed through a loan you may be required to purchase additional coverage types by the lending company or the dealer.